bankmusik.com — Music Catalog API, Licensing, And Royalty Platform

Build bankmusik.com as the programmable music bank for Southeast Asian creators, publishers, apps, and agencies: one place to submit tracks, define rights, distribute licensed access through API, and reconcile monthly royalties.

Final Stack

• Frontend/App: Next.js
• Reason: creator dashboards, API accounts, license plans, rights workflows, usage logs, and payout state need real application logic
• Core backend: object storage, relational rights model, usage-event ingestion, royalty engine, invoicing and payout orchestration

Category Ambition

This should not be “another stock music site.”

It should aim to be:

• the API-first music bank for websites and apps
• the easiest rights-aware submission platform for regional creators
• the cleanest royalty visibility product in its niche

Core Wedge

• regional and multilingual catalog supply
• simpler onboarding than legacy libraries
• API-first delivery instead of browse-only licensing
• clearer rights and payout structure for independent creators
• AI-assisted versioning and metadata

Product Surface

Creator side

• upload tracks and stems
• define ownership splits
• choose licensing modes
• create alternate versions
• manage payouts

Consumer side

• API keys
• search and filter catalog
• playlist/channel feeds
• embed and stream endpoints
• license and usage dashboards

Rights side

• tiered licensing
• attribution vs. commercial plans
• campaign or territory-specific use
• custom licensing requests

Royalty side

• usage events
• statement periods
• split payout calculations
• monthly payout reports

Pricing

For developers/publishers

• starter API
• pro publisher plan
• agency / enterprise plan

For creators

• free submission tier with review queue
• priority ingestion
• premium analytics
• accelerated payout or premium services

Data Model

• creator
• track
• version
• contributor split
• license plan
• API client
• usage event
• statement
• payout

AI Automation

• metadata cleanup
• mood/use-case tagging
• duplicate detection
• alternate cut-down generation
• license recommendation
• anomaly detection in usage or payouts
• plain-language statement explanations

Build Roadmap

Phase 1

• creator onboarding
• catalog ingestion
• simple API key + search
• manual review

Phase 2

• licensing tiers
• event logging
• royalty statements

Phase 3

• automated split payouts
• AI versioning tools
• agency feeds and enterprise access

Final Thesis

bankmusik.com should become infrastructure.
If built right, it becomes harder to replace than any one label or catalog microsite.